On the live site, this is where we confirm an invitation for your business and send an email. In this prototype, nothing was sent.
By invitation · Small businesses first, households too
Astraleia manages the whole financial life of your business: cash, spending, credit, insurance, investments, benefits and taxes. Your Astral is a digital assistant that can call Astraleia tools to find information, prepare options and carry out approved actions.
Astraleia manages the whole financial life of your household: spending, debt, insurance, investments, taxes and estate. Your Astral is a digital assistant that can call Astraleia tools to find information, prepare options and carry out approved actions.
Why Astraleia
Most financial help covers one part of the company, once, from a template. Astraleia works the other way around.Most financial help covers one part of your life, once, from a template. Astraleia works the other way around.
Cash, spending, credit, insurance, investments, benefits and taxes in one relationship, so nothing falls between the specialists.Spending, debt, insurance, investments, taxes and estate in one relationship, so nothing falls between the specialists.
Not a plan you get once. Every statement, every renewal, every quarter, every year, Astraleia keeps checking the numbers and re-shopping the market, for as long as you're a customer.
Your books, your policies, your goals. When the business changes, the plan changes with it.Your accounts, your policies, your goals. When your life changes, the plan changes with it.
Astraleia prepares the comparison, drafts the dispute and schedules the estimate before you think to. It brings you the decision ready to sign, and it still moves nothing without your yes. Your part is minutes, not evenings.
Every channel, one conversation
Astraleia reaches you where you already are, and keeps one thread. Read the finding in a text at 7 AM, get the comparison in your inbox, approve from your desk. Wherever you answer, it's done everywhere.Astraleia reaches you where you already are, and keeps one thread. Read the finding in a text over coffee, get the comparison in your inbox, approve from the couch. Wherever you answer, it's done everywhere.
Financial slack estimator
Enter a few numbers. You’ll get a wide range on purpose, because we haven’t seen your accounts. Connect them and the range becomes a number.
of small business owners say cash flow is a problem, and 74% say it’s staying the same or getting worse.
Intuit QuickBooks small business researchaverage profit lost by small business owners with low financial literacy.
Intuit QuickBooks Research, 2024of owners are confident they’re paying taxes correctly. With an accounting professional, 69%.
Intuit QuickBooks Research, 2024of an entrepreneur’s working week goes to administrative tasks.
Time Etc survey of 251 U.S. entrepreneurs, Forbes, 2023of Americans couldn’t cover a $400 emergency expense with cash.
Federal Reserve SHED Report, 2024of Americans have no emergency savings at all.
U.S. News Financial Wellness Survey, 2025feel confident creating an investment plan to build wealth.
Pew Research Center, 2024are confident in all four basic money skills: budgeting, saving, debt and investing.
Pew Research Center, 2024What Astraleia runs
Pick one. Each works on your real accounts, and every finding arrives with the dollars attached.
Everything connects
Astraleia connects to 50+ partners across banking, cards, payroll, accounting, insurance, retirement and tax. You link each account once.Astraleia connects to 50+ partners across banks, cards, loans, brokerages, insurers and tax. You link each account once.
How Astraleia works
Astraleia reads every statement and runs the numbers. You decide, and Astraleia does the work.
Bank, card, loan, payroll and investment accounts connect in a few clicks, and your accounting system syncs by company. Your bank login goes to your bank, never to Astraleia.
Transactions, statements, policies and filings go through the same checks every day. Each finding carries its dollar amount, its source and its date.
Reply YES by text, click approve in the email, or tap it on the web. Our agency binds the policy, Astraleia moves the cash, and our tax team files the return. Nothing moves until you say so, and you can revoke an approval at any time.
A week with Astraleia
An example December week for an 18-person distributor.An example December week for a two-income household. Each message arrives by text, by email or on the web, wherever you told Astraleia to find you.
When Astraleia finds and completes savings for you, we credit a share of that documented value against your subscription, so you net more than you pay.
Our story
Operators built Astraleia after careers inside banks, payments companies and insurers. It’s the digital assistant they wanted for their own customers.
Phone, text, email, mobile and web, one conversation.
First commit to production, self-funded.
Across banking, insurance, payroll, accounting and tax.
Insurance, investment advice, tax preparation and financial services.
Where Astraleia goes next
Tax season in January. General availability in 2027. Then Astraleia inside the banks and credit unions you already use.
Security
Accounts connect through a secure link. Astraleia never sees or stores your banking password.
Every payment, transfer, policy change and filing waits for your approval.
Astraleia earns its money from subscriptions. We don’t sell your information or share it for advertising.
Questions
Access is by invitation. Tell us about your business or your household and we’ll be in touch.
Astraleia for small businesses
Working capital, spending, lending, insurance, investments, 401(k), health benefits and taxes. Astraleia handles all eight, with your approval at every step, by text, email or on the web.
Why Astraleia
Most financial help covers one part of the company, once, from a template. Astraleia works the other way around.
Cash, spending, credit, insurance, investments, benefits and taxes in one relationship, so nothing falls between the specialists.
Not a plan you get once. Every statement, every renewal, every quarter, every year, Astraleia keeps checking the numbers and re-shopping the market, for as long as you're a customer.
Your books, your policies, your goals. When the business changes, the plan changes with it.
Astraleia prepares the comparison, drafts the dispute and schedules the estimate before you think to. It brings you the decision ready to sign, and it still moves nothing without your yes. Your part is minutes, not evenings.
Astraleia forecasts cash from your bank feeds and books, chases slow receivables, and moves idle cash to savings when you approve.
Cards, accounts and vendors reconcile to your books. Astraleia flags the charges that look wrong, disputes the ones you approve, and pays bills on schedule.
Example activity. Act on a flagged charge to see what happens.
Astraleia pays down loans and lines in the cheapest order and compares credit offers side by side when you need capital.
Astraleia Insurance Agency reviews each policy you hold, quotes the market before renewal, and binds the switch when you approve.
| Line item | Renewal | Quote A | Quote B |
|---|---|---|---|
| Annual premium | $8,420 | $6,980 | $7,310 |
| General liability | $1M / $2M | $1M / $2M | $1M / $2M |
| Property limit | $450,000 | $450,000 | $450,000 |
| Deductible | $1,000 | $1,000 | $1,000 |
| Carrier rating | A | A | A+ |
Astraleia Financial Advisory LLC, our advisory affiliate, will manage reserve cash and investment accounts to an investment policy you approve once its registration is effective.
Operating and savings stay at your bank. The 3.50% rate is an example savings rate. Our Form ADV Part 2A describes advisory fees.
Astraleia models the match, sets up the plan with a provider, and keeps payroll deductions and filing deadlines on track.
Astraleia compares group and individual coverage by cost per employee, then our licensed agency handles enrollment and renewals.
| Plan | Premium | Deductible | Employer / month |
|---|
Our tax team prepares and files your business returns, schedules estimated payments, and checks every quarter for credits you qualify for.
Connect your accounts and your books, and Astraleia shows you what it finds.
Astraleia for households
Everyday money, debt, health insurance, home and auto, investments, taxes and estate. Astraleia handles all seven, with your approval at every step, by text, email or on the web.
Why Astraleia
Most financial help covers one part of your life, once, from a template. Astraleia works the other way around.
Spending, debt, insurance, investments, taxes and estate in one relationship, so nothing falls between the specialists.
Not a plan you get once. Every statement, every renewal, every quarter, every year, Astraleia keeps checking the numbers and re-shopping the market, for as long as you're a customer.
Your accounts, your policies, your goals. When your life changes, the plan changes with it.
Astraleia prepares the comparison, drafts the dispute and schedules the estimate before you think to. It brings you the decision ready to sign, and it still moves nothing without your yes. Your part is minutes, not evenings.
Astraleia sorts spending as it posts, pays bills on schedule, and pushes back on price increases you never agreed to.
Astraleia pays cards and loans in the cheapest order and tells you when a refinance is worth doing.
Astraleia compares marketplace and employer plans for your household and enrolls you in the one you choose. Open enrollment for 2027 coverage runs through January 15 in most states.
| Plan | Premium | Deductible | Out-of-pocket max |
|---|
Our licensed agency re-shops your home, auto and life policies before each renewal and binds the switch when you approve.
Astraleia Financial Advisory LLC, our advisory affiliate, will manage your portfolios, 401(k) contributions and rollovers alongside the rest of your money once its registration is effective.
Our Form ADV Part 2A describes advisory fees.
Our tax team prepares and files your return and keeps your withholding on track through the year.
Astraleia keeps your will, beneficiaries and powers of attorney current, and flags what to update after a marriage, a move or a new child.
Connect a bank account and a card, and Astraleia shows you what it finds.
Pricing
Every plan includes Astraleia by phone, text, email, mobile and web, in one conversation, plus budgeting and monitoring. Plans renew monthly until you cancel.
Where the value is
A bookkeeper keeps the books. A fractional CFO watches cash. A broker places insurance, an adviser manages investments, a preparer files taxes, a PEO runs benefits. Each covers one part, and you coordinate them all.An adviser manages investments. A preparer files taxes. A broker places policies. An app tracks spending. Each covers one part, and you coordinate them all.
When Astraleia finds and completes savings for you, we credit a share of that documented value against your subscription, so you net more than you pay. Insurance commissions are never part of the credit.
No. Plans renew monthly until you cancel.
Business plans include the seats listed on each plan. Household Pro includes one partner user, and Max includes unlimited partner users.
Astraleia Financial Advisory LLC will bill investment management separately from the subscription once its registration is effective. Its Form ADV Part 2A will explain every fee.
Carriers pay Astraleia Insurance Agency a commission on policies it places. That commission is never shared with or credited to customers.
Our story
Operators built Astraleia after careers inside banks, payments companies and insurers, where they watched the system charge the people it was meant to serve.
We spent years inside finance: running bank products, building payment and fraud systems, placing insurance, and keeping companies compliant. We kept seeing the same pattern. The more complex the system got, the more it cost the people it was built to serve.
Small businesses felt it first. Owners who should have been running their companies spent nights on cash, benefits, insurance and taxes. Households felt it too. Financial guidance had become a luxury good, and everyone else was left to handle it alone.
Astraleia is our answer: one Astral that sees a business’s or a household’s whole financial picture and does the work, with approval at every step. Complexity is the business model in this industry. We built Astraleia to work the other side of that trade.
The team has run bank products and P&Ls, built payment processing and national anti-fraud systems, placed insurance for businesses and families, and engineered control systems where errors are not an option.
That mix matters. Astraleia has to be right about money, careful with regulation, and built like infrastructure.
By Astraleia’s own model, a small business with 10 to 100 employees loses about $25,000 a year to financial slack. The average U.S. household loses about $6,600. It hides in small holes: idle cash, a policy that renews without a second quote, a card processing rate nobody checks, an unclaimed 401(k) match.
Closing those holes takes evenings and expertise most owners and families don’t have, so the holes stay open.
From Astraleia’s business and household slack models, 2026.
Astraleia went from first commit to production in under six months, on zero outside capital. Today it is a digital financial management platform with a licensed insurance agency, and an investment advisory, tax preparation and general financial services standing up behind it, connected to 50+ partners, on phone, text, email and the web.
Every action waits for approval, and every finding carries its source.
Subscriptions pay for Astraleia, and we guarantee their benefit: we credit completed savings against the fee. Carriers pay our insurance agency commissions, and our adviser’s Form ADV will set out its fees. We say all of it up front.
A ten-person company carries the same financial load as a large one: payroll, benefits, insurance, credit and taxes, without a finance team to run them. Astraleia gives that company a CFO’s work at a software price, and brings the same care home to the owner’s household.
The team
Behind each discipline is someone who did that work inside the industry first. Select a star to see the background.
So far
We start Astraleia Technologies to give every small business and household an Astral for its whole financial life.
The platform reaches production, and beta customers go live, businesses first.
The insurance agency, the registered investment adviser and tax preparation all open to customers.
Vision
The financial system profits by exploiting the limits on your time and the inaccessibility of expertise. Astraleia takes the other side of that trade: an advocate that never runs out of hours and never forgets a detail.
The destination takes one sentence to say and years to build: the default advisor for a business’s, and a household’s, entire financial life.
Long-term goals
A CFO and a private banker have always been for the few. Astraleia puts the same work within reach of a ten-person company and the family that owns it, at a subscription price.
Banks, credit unions and brokerages will offer Astraleia to their own customers, under their own name.
Phone, text, email, the app and the web, all one thread. Answer on any one and the rest already know.
Independent audits of how we protect your data, and a record of every dollar Astraleia finds and completes.
Roadmap
Select a star to see what each step adds.Select a step to see what it adds.
Coming in 2027
Insurance, investment advice, tax preparation and financial services, for small businesses first and households too.
Security and trust
Astraleia asks to see your whole financial life and to act on it with your approval. Here is exactly how we protect it.
You sign in with your bank directly through a secure link. Your username and password never touch Astraleia’s servers.
Astraleia hashes passwords with Argon2. Sessions expire on their own, sign-in attempts are rate-limited, and every request is protected against cross-site request forgery.
Astraleia earns its money from subscriptions. We don’t sell personal information or share it for advertising, and our service providers can’t use it for their own purposes.
Every payment, transfer, policy change and filing waits for your approval, action by action. You can revoke an approval at any time.
Astraleia logs every sign-in, data pull, approval and legal acceptance with a timestamp and a version. Ask for a copy of your data, or its deletion, at any time.
If a breach ever affects your information, we will tell you plainly and promptly, as the law requires. Questions reach a person at helper@astraleia.com.
How a change happens
Astraleia is a digital financial management platform from Astraleia Technologies, Inc. Each affiliate below does one job.
Email the details to helper@astraleia.com, and we’ll follow up.
Our Privacy Policy, Terms of Service and Form ADV cover the rest, in full. The FAQ answers how the platform is built and who does the work.
Questions and answers
What Astraleia is, how it’s built and how much of it is AI, what it can do without asking you, and how we’re paid.
Astraleia is a digital financial management platform: one Astral for the whole financial life of a small business or a household. We connect your accounts, find the opportunities, and with your approval, realize them.
Astrals are digital assistants with first names, such as Leila. They can call Astraleia tools to find information, prepare options and carry out approved actions. Tool access follows your existing permissions and approvals.
For a business, that means cash, spending, credit, insurance, investments, 401(k), health benefits and taxes. For a household, it means everyday money, debt, insurance, investments, taxes and estate. Small businesses come first, and the owner’s household comes with them.
Three ways. Everything: Astraleia covers the whole financial life, not one slice of it, so nothing falls between specialists. Forever: it keeps running, every statement, every renewal, every year, instead of handing you a plan once. For you: it works from your own accounts and policies, not an average customer’s.
And it doesn’t wait for you to ask. Astraleia prepares the comparison, drafts the dispute and schedules the payment before you think to, then brings you the decision. You say yes; it does the rest. The pricing page shows the same work bought one specialist at a time.
Small businesses first: the ten-person company that carries a large company’s financial load without a finance team. Then the households of the people who run them, and any household that wants its money managed rather than tracked. Astraleia is by invitation while it grows, with general availability in 2027.
Less AI than you might think, and only where it helps. Astraleia is built the way financial software has always been built. Direct connections to your bank, card, payroll, accounting, insurance and tax partners bring the data in. Conventional computing systems reconcile, forecast, compare, schedule and file. That work is deterministic: the same inputs give the same answer every time, and every figure carries its source.
AI sits on top of that as a natural-language layer. It means you never have to learn where a button is or how to format a report. You ask the question in plain English, by text, email or on the web, and you get the answer, with the numbers behind it.
Where judgment or a license is involved, people do the work. Our licensed agents place your insurance, the adviser’s professionals manage your plan, and tax professionals prepare and file your returns. AI and our human teammates work together, you see one Astraleia either way, and every action still waits for your approval.
Read, prepare and propose. Astraleia can read your accounts, run the numbers, get quotes, draft a dispute and put a decision in front of you. It cannot move money, change a policy, file a return or sign anything until you say yes, action by action. You can revoke an approval at any time.
Every finding shows its math and its source, so a wrong number stops at the proposal. If something does go through incorrectly, tell Astraleia or email a person at helper@astraleia.com and we put it right. Our subscription guarantee credits documented, completed savings against your fee, so you never pay for work that didn’t deliver.
By phone, by text, by email, in the mobile app or on the web — and it’s one conversation across all five. Answer out loud on a call, reply YES to a text, click approve in an email, tap it in the app, or open the full picture on the web; whichever one you use, the others update.
Request an invite and tell us whether it’s for your business, your household or both. Once you’re in, you link your accounts through a secure connection (your bank login goes to your bank, never to Astraleia), and Astraleia starts reading. The first findings usually arrive within a few days.
Yes, through affiliates that each do one job. Astraleia Insurance Agency LLC is a licensed insurance agency. Astraleia Financial Advisory LLC is the investment advisory; its registration is in process, and once registered it acts as a fiduciary for its advisory clients; registration does not imply a certain level of skill or training. A tax affiliate will prepare and file returns. Astraleia Services LLC delivers general financial services with our banking partners. Each affiliate opens to customers as its own licensing and registration become effective. Astraleia is not a bank. The security page lists every affiliate.
A subscription: $99, $499 or $999 a month for a business, $49, $99 or $299 for a household, with a talk-to-sales tier above each. Plans renew monthly until you cancel; there is no contract. Carriers pay our insurance agency a commission on the policies it places; that commission is never shared with or credited to you. Astraleia Financial Advisory LLC bills investment management separately, and its Form ADV Part 2A explains every fee.
We guarantee the benefit of the subscription: when Astraleia finds and completes savings for you, we credit a share of that documented value against your fee, so you net more than you pay.
We don’t sell it. Astraleia earns its money from subscriptions. We don’t sell personal information or share it for advertising, and our service providers can’t use it for their own purposes. Your data is used to run your account and to make Astraleia more useful to you, and for nothing else. You can ask for a copy of your data, or its deletion, at any time.
Your bank login stays with your bank. Sign-in is hardened, every request is protected against cross-site forgery, and every sign-in, data pull, approval and legal acceptance is logged with a timestamp. If a breach ever affects your information, we tell you plainly and promptly. The security page has the details.
Ask a person at helper@astraleia.com, or request an invite and ask Astraleia yourself.